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There is a simple theme throughout this plan; there are no limits to the amount we pay providing fees are customary and reasonable. Either we cover treatment or we don’t, so you will always know where you stand. This gives you the peace of mind that you’re covered.
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What can you claim? |
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| In-patient & daypatient treatment | Consultant & specialist fees (providing they are customary and reasonable), diagnostic tests, hospital charges (including any necessary medical aids e.g. knee braces) at any hospital on the My Hospitals list. | UNLIMITED |
| Out-patient treatment | Consultant & specialist fees (providing they are customary and reasonable), diagnostic tests including CT, MRI, PET scans & out-patient surgery. | UNLIMITED |
| Cancer | Cover for all stages of cancer. Please refer to My Cancer Cover. | UNLIMITED |
| Manipulative Treatment | Costs for physiotherapy, osteopathy, podiatry & chiropractic treatment. | UNLIMITED |
| Private Ambulance | Medically essential travel to, between or from hospital in a private road ambulance in connection with in-patient or daypatient treatment. | UNLIMITED |
| Home Nursing | Medically required home nursing following authorised in-patient & daypatient treatment. | UNLIMITED |
Under Health Cover for Me, you also have the following additional benefits:
| GP Helpline | Talk to a private GP, 24 hours a day, 7 days a week if you need any help or advice on a medical problem. | UNLIMITED |
| Parental accommodation (alongside children up to the age of 18) | You can stay in hospital with your child (up to the age of 18) if they are having treatment under the policy. | UNLIMITED |
| NHS Cash Benefit | Paid if you have free in-patient treatment under the NHS. | £250 per night |
| Hospice Donation | We make a donation to your hospice if you are admitted for care. | £250 |
Health Cover for Me has been designed to give you quick access to private medical treatment in the UK when you need it. Health Cover for Me is simple, comprehensive and transparent, so you'll always know exactly what you are covered for and what you are not.
If you're an employee and unable to work due to illness or injury, the maximum statutory sick pay you would receive is £81.60 per week for the first 28 weeks (Source: HMRC 2011). Would this pay the bills?
Having income protection means not having this worry. It means reassurance that if you are ill or injured and cannot work, you can still protect your family.
There's nothing more important in life than your health. Having private medical insurance means that if you need medical treatment you will be looked after quickly with a greater choice of quality hospital facilities.
Less worry about waiting times, less worry about catching a hospital acquired infection, and more peace of mind that if the unexpected happens you will be treated in the best possible way.
Living abroad is many people's dream. Sun, sea, sand and cocktails by the beach. But living abroad isn't all worry free, particularly when it comes to looking after your health.
Finding and paying for quality treatment can be a real challenge, the last thing you need when you're feeling unwell. That's why private medical insurance designed especially for expats is so valuable. Peace of mind that you are protected.
Exeter Family Friendly is a trading name of Exeter Friendly Society Limited, which is authorised and regulated by the Financial Services Authority (Register number 205309) and is incorporated under the Friendly Societies Act 1992 Register No. 91F registered office at Lakeside House, Emperor Way, Exeter, England EX1 3FD.